Guides
Practical guides on waiting lists, referrals, insurance and prices of private examinations in Croatia. Short, neutral, no medical advice.
Supplementary or additional insurance: which one covers a private examination?
Supplementary insurance covers co-payments in the public system; only additional private insurance pays for examinations at private clinics. We explain the difference, what to check in your policy and how to find a clinic on Prvi termin that accepts your insurance.
20.10.2026 · 5 min read
How to choose a private clinic: 7 questions to ask before you book
Price is not everything. What to check before a private examination: who will examine you, what the price includes, how the clinic handles results and follow-ups, and what other patients' reviews say.
20.10.2026 · 5 min read
How to shorten the wait for an MRI, CT scan or ultrasound in Croatia
On public waiting lists an MRI can take more than 200 days. Here is what you can do: check the lists, use your right to a free examination at a private clinic, or pay privately and get an appointment within days.
20.10.2026 · 5 min read
How much does a private examination cost in Croatia? Price guide 2026
Specialist examination 70–110 €, ultrasound 60–80 €, MRI around 230 €, dental implant 550–800 €. An overview of real prices from private clinics' price lists and tips on how to pay less.
20.10.2026 · 6 min read
MRI scan: how to prepare, how long it takes and what the report means
An MRI is painless and involves no radiation, but there are rules: metal, pacemakers, claustrophobia, contrast. A practical guide from booking to results, with prices and waiting times in Croatia.
20.10.2026 · 5 min read
Referrals in Croatia: when an examination is free, how long a referral is valid and what the 90-day rule means
What a referral covers, how long it is valid, why you sometimes pay a co-payment and when HZZO pays for your examination at a private clinic. A short guide for patients.
20.10.2026 · 4 min read
Dentists in Croatia for patients from abroad: prices, planning and what to watch out for
Implant 550–800 €, crown 230–320 €: that is why patients from Germany, Austria and Italy come to Croatia. How to plan your visit, what to ask the clinic for and what a typical course of treatment looks like.
20.10.2026 · 6 min read